UnitedHealth’s AI Death Panels Pocket $140 Billion in Taxpayer Cash
While seniors are denied life-saving treatment by secret algorithms, insurance giants are funneling billions in taxpayer-funded Medicare premiums into massive stock buybacks. It is not healthcare—it is a $140 billion embezzlement scheme protected by a wall of high-priced lobbyists.
Insurance CEOs are stealing $140 billion in taxes to fund AI-automated care denials and stock buybacks while replacing real doctors with 'ghost' directories.
UnitedHealth Group and Humana have perfected the art of the legal heist, siphoning an estimated $140 billion from the federal government every year through aggressive 'upcoding.' They make seniors look sicker on paper to maximize taxpayer payouts, then turn around and use AI-driven 'death panels' like the nH Predict algorithm to systematically deny the actual care those seniors need. According to the Navarro v. UnitedHealth lawsuit, this algorithm has a staggering 90% error rate, meaning they know they are wrongly denying care, but they do it anyway because it pads the bottom line.
To ensure patients can’t even access the doctors they are supposedly paying for, these corporations maintain 'Ghost Networks.' In these directories, up to 33% of listed doctors are unreachable, retired, or simply don't exist. It is a calculated strategy of friction; if you can’t find a doctor, you can’t cost the insurance company money. While your grandparents are being told their 'coverage period' has ended against medical advice, UnitedHealth CEO Andrew Witty authorized $15.5 billion in stock buybacks late last year. Your tax dollars are being converted directly into shareholder wealth while seniors are left to die in nursing homes.
This isn't an accident—it's the business model. Mike Tuffin, head of the lobbying group AHIP, directs a $30 million annual machine designed to keep the House Ways and Means and Senate Finance Committees in a state of 'learned helplessness.' They buy the silence of the regulators, while CMS Administrator Chiquita Brooks-LaSure fails to claw back the billions in improper payments already identified. The revolving door between DC and these boardrooms is spinning so fast it’s creating a vacuum for public funds.
Mainstream media won't tell you this because they are addicted to the advertising revenue from these very same insurance giants. They’ll show you commercials for 'free' gym memberships and dental perks, but they won’t show you the bankruptcy filings of families who had to pay out-of-pocket for rehab services that an algorithm decided weren't 'medically necessary.' We are being fleeced for an amount of money that could fund the entire Medicare dental and vision program twice over. It is time to stop calling this 'insurance' and start calling it what it is: state-sponsored theft.
Summary
While seniors are denied life-saving treatment by secret algorithms, insurance giants are funneling billions in taxpayer-funded Medicare premiums into massive stock buybacks. It is not healthcare—it is a $140 billion embezzlement scheme protected by a wall of high-priced lobbyists.
⚡ Key Facts
- Medicare Advantage plans overcharge taxpayers by $140 billion annually through fraudulent 'upcoding.'
- UnitedHealth’s 'nH Predict' AI algorithm has a 90% error rate in denying rehabilitative care to seniors.
- One-third of doctors listed in provider networks are 'ghosts' who do not exist or are unreachable.
- UnitedHealth diverted $15.5 billion in taxpayer-funded premiums to stock buybacks in late 2023.
- AHIP spends over $30 million annually to lobby against federal oversight and payment reforms.
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